Transformasi Kewirausahaan dalam Era QRIS: Dinamika dan Solusi Sistem Pembayaran Nirkontan dari Perspektif Pedagang | Jurnal Informatika Ekonomi Bisnis

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Transformasi Kewirausahaan dalam Era QRIS: Dinamika dan Solusi Sistem Pembayaran Nirkontan dari Perspektif Pedagang

Agni Prajna Yadi Universitas Merdeka Malang Arif Dwi Hartanto Universitas Merdeka Malang Much Samsya Ayatillah Universitas Merdeka Malang Feri Nanang Wicaksono Universitas Merdeka Malang DOI: https://doi.org/10.37034/infeb.v5i4.734 Keywords: QRIS, Cashless Payment, Entrepreneurship, Technology Acceptance Model, Business Dynamics Abstract The objectives of this study are to examine how technology acceptance factors (perceived ease of use, perceived usefulness, perceived security, subjective norms, and perceived compatibility) influence the intention of business owners/managers to adopt QRIS. Convenience sampling method was used for this survey. Data from 160 respondents were collected through a structured questionnaire measured with a Likert scale ranging from 1-7. An online-based web survey was utilized to reach the target respondents. Data were processed with SmartPLS and statistically tested with Structural Equation Modeling (SEM). The results indicate that perceived usefulness is the most important predictor of the intention to use QRIS. Additionally, a reasonably good predictive performance of the model is found. This research contributes to a more holistic understanding of the adoption of QRIS payment systems and provides insights that companies/merchant can leverage through the use of this payment technology. Significant implications for the development and refinement of QRIS. Developing a research model regarding subjective norms, perceived compatibility, perceived security, perceived ease of use, and perceived usefulness, including their roles in using QRIS. Helps explain the direct and indirect relationships in QRIS usage. Downloads Download data is not yet available. References Cornock, O. (2018). The Report: Indonesia 2018. Oxford Business Group. Yadi, A. P., Pratama, A., & Maharani, I. (2023). Analisis Optimalisasi Modal Kerja Industri Tempe Skala Kecil Malang. 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Information & management, 44(1), 90-103. https://doi.org/10.1016/j.im.2006.10.007	DOWNLOAD Published 2023-12-31 Issue Vol. 5, No. 4 (December 2023) Section Articles How to Cite Yadi, A. P., Hartanto, A. D., Ayatillah, M. S., & Wicaksono, F. N. (2023). Transformasi Kewirausahaan dalam Era QRIS: Dinamika dan Solusi Sistem Pembayaran Nirkontan dari Perspektif Pedagang. Jurnal Informatika Ekonomi Bisnis, 5(4), 1172-1179. https://doi.org/10.37034/infeb.v5i4.734 ACM ACS APA ABNT Chicago Harvard IEEE MLA Turabian Vancouver Download Citation Endnote/Zotero/Mendeley (RIS) BibTeX This work is licensed under a Creative Commons Attribution 4.0 International License.

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