Jurnal Informatika Ekonomi Bisnis
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<p><strong>Jurnal Informatika Ekonomi Bisnis</strong> adalah Jurnal Nasional, yang didedikasikan untuk publikasi hasil penelitian yang berkualitas dalam bidang Informatika Ekonomi dan Bisnis, namun tak terbatas secara implisit serta bebas biaya dalam Proses Submisi.</p> <p><strong>Jurnal Informatika Ekonomi Bisnis</strong> menerbitkan artikel secara berkala 4 (empat) kali setahun yaitu pada bulan Maret, Juni, September, dan Desember. Semua publikasi di jurnal ini bersifat terbuka yang memungkinkan artikel tersedia secara bebas online tanpa berlangganan.</p> <p> </p>SAFE-Networken-USJurnal Informatika Ekonomi Bisnis2714-8491Pengaruh Service Quality, Company Image dan Product Quality terhadap Customer Loyalty yang Dimediasi Customer Satisfaction Pada Pelanggan Indihome
https://infeb.org/index.php/infeb/article/view/1099
This study aims to determine the effect of Service Quality, Company Image and Product Quality on Customer Loyalty Mediated by Customer Satisfaction on Indihome Customers in Padang City using the Structural Equation Modeling (SEM) method. This research is an explanatory study that uses quantitative data with the sample selection technique used, namely purposive sampling. The sample in this study were 90 respondents who were Indihome customers in Padang City. Data collection using questionnaires distributed to Indihome customers. The results showed a positive and significant influence between Service Quality, Company Image and Product Quality on Customer Satisfaction. In addition, Customer Satisfaction also has a positive and significant effect on Customer Loyalty. Furthermore, Customer Satisfaction is proven to significantly mediate the relationship between Service Quality, Company Image, and Product Quality on Customer Loyalty. The implications of these findings can be a reference for Indihome in improving service strategies, strengthening company image, and improving product quality to maintain and increase customer loyalty.Zaura Muthia AslamYunita Engriani
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2025-03-312025-03-3112413410.37034/infeb.v7i2.1099Pengaruh TPAK, Pendidikan, dan Inflasi terhadap Pertumbuhan Ekonomi di Provinsi Termiskin Se-Indonesia
https://infeb.org/index.php/infeb/article/view/1108
This study aims to analyze the influence of TPAK, education, and inflation on economic growth in the poorest provinces in Indonesia using a sample of 10 provinces during the period 2015 to 2023 and is analyzed from an Islamic economic perspective. The purpose of this study is to examine how economic factors that affect the rate of economic growth based on Islamic values can be applied to achieve fairer and more equitable economic growth in the 10 poorest provinces in Indonesia. The research method used is quantitative, with a panel data regression analysis approach to test hypotheses about the relationship between the variables mentioned. The data was obtained from official sources such as Indonesia's Central Statistics Agency (BPS), covering the level of labor force participation, education level, regional inflation, and GDP. The results of the analysis show that the level of labor force participation and education level have a negative effect on the rate of economic growth in the 10 poorest provinces in Indonesia. Meanwhile, the inflation rate has a positive influence on the rate of economic growth in the 10 poorest provinces in Indonesia. Simultaneously, labor force participation rates, education levels, and regional inflation together have a positive effect on the rate of economic growth in the 10 poorest provinces in Indonesia. This study highlights to consider the factors that have been analyzed as a design to increase the rate of economic growth in Indonesia. With a deeper understanding of these factors, it is hoped that it can provide a better picture for the future economic growth rate.Dhiya' Salsabila TodiErike AnggraeniIs Susanto
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2025-03-312025-03-3113514010.37034/infeb.v7i2.1108Analisis Karakteristik Rumah Tangga Miskin Penerima Program Keluarga Harapan dan Penerima Keluarga Harapan Sekaligus Bantuan Pangan Non-Tunai di Indonesia
https://infeb.org/index.php/infeb/article/view/1112
This study analyzes the characteristics of poor households receiving the Family Hope Program (PKH) and those receiving both PKH and Non-Cash Food Assistance (PKHBPNT) in Indonesia in 2023. Data were obtained from the raw data of the March 2023 National Socio-Economic Survey (Susenas), focusing on 27,747 poor households. Descriptive analysis and binary logistic regression were used to identify factors influencing the receipt of assistance. The results show that the presence of school-age children, elderly members, and persons with disabilities significantly increases the likelihood of poor households receiving PKH and PKHBPNT. Additionally, poor households in rural areas are more likely to receive assistance compared to those in urban areas. However, several indicators, such as the presence of toddlers, the occupation of the household head, and per capita floor area, do not have a significant influence. These findings indicate biases in the distribution of assistance, where poor households with more complex living conditions tend to receive assistance more frequently. This study recommends improving the selection mechanisms and data updating to enhance the targeting accuracy of social assistance programs, thereby increasing their effectiveness in reducing poverty and improving community welfare.Widya Sri WahyuniFebriandi Prima Putra
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2025-03-312025-03-3114114710.37034/infeb.v7i2.1112Institusi Ekonomi dan Penyaluran Kredit: Pengaruh Suku Bunga, Pajak, dan Investasi di ASEAN-5
https://infeb.org/index.php/infeb/article/view/1113
This research analyzes the role of economic institutions—reflected through interest rates, tax policies, and investment climate—in influencing domestic credit distribution in ASEAN-5 countries. Employing a descriptive quantitative approach, the study uses secondary data from the World Bank covering the period 2013–2022, focusing on Indonesia, Singapore, Malaysia, the Philippines, and Thailand. Panel data regression is used to estimate the effects of institutional variables. The findings reveal that interest rates and the number of new business registrations—an indicator of investment climate—positively and significantly impact domestic credit distribution. Conversely, tax levels show a significant negative effect, indicating that lower tax burdens are associated with greater credit distribution. These results underscore the importance of institutional quality in shaping financial intermediation within ASEAN-5 economies and provide insights for policymaking to strengthen credit markets.Silvi Asna PrestianawatiYuyun Fahira ApriliaAmran RasliIbemcha ChanuMuhammad Fawwaz
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2025-03-312025-03-3114815410.37034/infeb.v7i2.1113Pengaruh Servant Leadership, Motivasi, dan Komitmen terhadap Kinerja Majelis Jemaat Gki Kota Wisata
https://infeb.org/index.php/infeb/article/view/1122
This study aims to analyze the influence of servant leadership, motivation, and commitment on the performance of the GKI Kota Wisata Church Council. A quantitative approach was employed through a survey of 30 respondents comprising elders and pastors. Data were collected using a Likert-scale questionnaire and analyzed using the Structural Equation Model-Partial Least Square (SEM-PLS) method. This study seeks to provide insights into the importance of implementing servant leadership, work motivation, and organizational commitment to enhance the effectiveness of church services. The findings of this study indicate that servant leadership, motivation, and commitment significantly influence the performance of the Church Council at GKI Kota Wisata.David RoestandiJacinta Winarto
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2025-05-092025-05-0915516110.37034/infeb.v7i2.1122Pengaruh Literasi Digital terhadap Employability dengan Efikasi diri sebagai Mediasi pada Alumni Peserta Pelatihan Kompetensi Kerja
https://infeb.org/index.php/infeb/article/view/1116
Employability is a person's work readiness in entering the job market and the world of work. In work readiness, skills needed by the world of work are needed, these skills will support job seekers and those who are new to work to be ready in the world of work. This study is to analyze the influence of digital literacy which includes the ability to use information and communication technology effectively. Self-efficacy or individual confidence in their ability to achieve goals is expected to mediate the relationship between these variables and employability, namely the ability to get and maintain jobs. Through a survey conducted on 175 respondents from alumni of BPVP Padang training participants in 2023, research data processing was carried out using the SEM (Structural Equation Modeling) method, with the type of Structure Equation Modeling (SEM) used, namely Smart PLS. The results of the study showed that digital literacy has a direct effect on employability, but is not mediated by self-efficacy. This finding indicates the importance of digital literacy to increase employability.Rezi Delvia DianaRahmi FahmyHarif Amali Rivai
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2025-05-092025-05-0916216810.37034/infeb.v7i2.1116Faktor Determinan Pengangguran di Indonesia: Apakah Program Kartu Prakerja Menjadi Katalisator Penurunan Pengangguran?
https://infeb.org/index.php/infeb/article/view/1119
Unemployment remains a major issue in Indonesia's development, especially among vocational education graduates. This study examines the effect of the Pre-Employment Card Program in reducing the unemployment rate. This study uses data from the 2023 National Labor Force Survey (Sakernas) with logistic regression model analysis. The number of samples used was 1,481, consisting of 201 unemployed groups and 1,280 employed groups. Results show that apprenticeship experience and vocational education background significantly reduce the risk of unemployment, while the Pre-Employment card program and certified training show no significant impact. Higher education and income are negatively correlated with unemployment, while women are more at risk of unemployment. The findings emphasize the importance of practical experience and vocational education strategies that match labor market needs. This study provides insights for labor policies in developing countries.Asep Muhammad AdamGalih NugrahaAsep Yusup HanapiaSarah Annisa NovenNanang Rusliana
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2025-05-092025-05-0916917510.37034/infeb.v7i2.1119Interaction Between Dimensions Forming the Human Development Index
https://infeb.org/index.php/infeb/article/view/1124
This study covers the three dimensions that make up the HDI to know the mutual influence between the dimensions of decent living standards, health, and education. The research method used is the Panel Vector Auto Regression method. The data used is panel data consisting of 11 districts/cities in Maluku Province during 2010-2022. The decent standard of living dimension and the Health dimension have a two-way effect, the same condition occurs in the Health and Education dimensions. The decent standard of living dimension only has a unidirectional influence on the Education dimension. The results of the Implus Response Function show that all dimensions in the model have a permanent response due to a shock from another dimension. Variance decomposition results show that only the Health dimension has a smaller proportion of series movement due to the shock of the dimension itself compared to the shock of the decent standard of living dimension. The application of this research is to provide a point of view for policymakers, that to improve the welfare of the community as measured by HDI, the policies designed need to stimulate all dimensions of HDI externally and also build harmonization between dimensions so that they influence each other and encourage an increase in HDI internally.Korneles SangurErly Leiwakabessy
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2025-05-142025-05-1417618210.37034/infeb.v7i2.1124Financial Literacy, Financial Technology, and Business Performance: Does Financial Inclusion Mediate?
https://infeb.org/index.php/infeb/article/view/1125
This study aims to examine the influence of Financial Inclusion in mediating the impact of Financial Literacy and Financial Technology on the Business Performance of Micro, Small, and Medium Enterprises (MSMEs) in Padang City. This study uses a quantitative research method with a non-probability sampling technique. The study was conducted by distributing questionnaires to 115 respondents who were micro, small, and medium enterprises in Padang City. Data processing was carried out using Smart PLS (Partial Least Squares) software. The results of the study indicate that, Financial Literacy has a positive and significant effect on Business Performance of MSMEs in Padang City Financial Technology has a negative but insignificant effect on Business Performance of MSMEs in Padang City Financial Inclusion has a positive and significant effect on Business Performance of MSMEs in Padang City Financial Literacy has a positive effect on Financial Inclusion of MSMEs in Padang City. Financial Technology positively and significantly affects Financial Inclusion. Financial Inclusion does not mediate the effect of Financial Literacy on Business Performance of MSMEs in Padang City. Financial Inclusion mediates the influence of Financial Technology on the Business Performance of MSMEs in Padang City.Yelli Fitri AsgaraAbel Tasman
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2025-05-142025-05-1418318810.37034/infeb.v7i2.1125Pengaruh Promotion, Product Quality, Price Fairness terhadap Brand Image dan Purchase Decision
https://infeb.org/index.php/infeb/article/view/1128
The Purchase Decision is a crucial element for consumers who have previously purchased coffee or other products at the Kopilikasi coffee shop in Bekasi. This study aims to determine the influence of Promotion, Product Quality, and Price Fairness on Brand Image and Purchase Decision in the context of coffee purchases at the Kopilikasi coffee shop. Data were collected by distributing questionnaires to consumers who had previously purchased coffee at the Kopilikasi coffee shop, with an unknown number of respondents, using purposive sampling techniques, resulting in a total of 133 respondents. Data analysis was conducted using the Structural Equation Modeling – Partial Least Square (SEM-PLS) method, and the results indicate that Promotion does not have a positive effect on Brand Image, Product Quality positively affects Brand Image, Price Fairness does not have a positive effect on Brand Image, and Brand Image positively influences Purchase Decision.Sophiyanto WuryanJalaludin Wahid
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2025-05-162025-05-1618919410.37034/infeb.v7i2.1128Analisis Efisiensi Bank Umum Konvensional di Indonesia
https://infeb.org/index.php/infeb/article/view/1130
This study aims to analyze the efficiency level of conventional commercial banks in Indonesia based on asset classification during the 2019–2023 period. The method used is Data Envelopment Analysis (DEA) with a Constant Returns to Scale (CRS) approach. The sample consists of 29 banks, divided into two groups: 20 large-asset banks and 9 medium-asset banks. The input variables include fixed assets, equity, and operating expenses, while the output is net profit. The results show that large banks had a higher average efficiency than medium-sized banks. In 2023, the average efficiency score for large banks reached 0.7012, while medium-sized banks scored only 0.2917. The minimum efficiency scores for large and medium banks were 0.0475 and 0.0352, respectively. The percentage of large banks achieving optimal efficiency (DEA=1) ranged from 5% to 35%, while for medium banks it ranged from 5% to 22.2%. BCA and OCBC NISP consistently achieved efficiency and served as benchmarks for other banks. Differences in efficiency are influenced by business scale, technology adoption, and cost management. These findings provide a vital foundation for improving operational strategies and bank efficiency in Indonesia.Tania Dara YewisaAlpon Satrianto
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2025-05-172025-05-1719520010.37034/infeb.v7i2.1130Strategi MoU Snack Video: Analisis SWOT untuk Memaksimalkan Pendapatan Agensi Live Streaming
https://infeb.org/index.php/infeb/article/view/1131
This study aims to analyze the marketing strategy through the Memorandum of Understanding (MoU) between the Snack Video application and live streaming agencies to increase revenue, and identify its strengths and weaknesses. With a qualitative approach through observation, interviews, and documentation, the study found that the implementation of the MoU had a significant impact on increasing agency revenue through four main indicators: Agency Revenue & Recruitment Task to recruit new hosts, Agency Host Active Task to increase host activity through training and incentives, Agency's Old Valid Host Task to maintain the loyalty of old hosts, and Agency Revenue Level Upgrade Task which reflects the optimal results of other strategies. The advantages of this strategy include effective incentives for host recruitment and activity, duration-based training, and a strong loyalty scheme. However, its weaknesses include complicated host validation, dependence on incentives, competition between agencies, and high revenue targets. The proposed solutions are marketing strategy diversification, service innovation, community strengthening, and market expansion. This study emphasizes the importance of simplifying the validation process and reducing dependence on incentives, while offering insights to improve the partnership model in the live streaming industry.HalimahIrawanLelo SintaniLuluk Tri Harinie
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2025-05-172025-05-1720120810.37034/infeb.v7i2.1131The Competitive Edge of Sustainability Operational Management as a Driver of Firm Value
https://infeb.org/index.php/infeb/article/view/1129
Sustainability has emerged as a key factor to enhance a firm's competitive advantage. The role of operations management in achieving sustainability business practices that bring firm value remains to be studied. By means of a Systematic Literature Review approach, this paper discusses the role operations management plays in creating firm value for its competitive strategies and globalization strategy. Findings of this research indicate that firms can enjoy better financial performance from higher integration environmental practices in their day-to-day business practices. An improved reputation, brand recognition among customers and increased confidence among stakeholders will result. However, effective operations management is more efficient in use of resources and thereby lower costs or environmental footprints. This suggests those results that sustainability is not simply a demand for compliance but an asset which helps make companies more competitive in the long term. This means companies should strive to strengthen operational sustainability management at all times if they are to gain the most and best firm value in dynamic, fast-moving markets.James Leri SImelda Regina SumaykuFibrillya Priskila Moreen SoputanBenny Lule
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2025-05-182025-05-1820921610.37034/infeb.v7i2.1129Developing English Reading Materials for Eight Grade of Islamic Junior High School Jambi
https://infeb.org/index.php/infeb/article/view/1126
This research aimed to develop English reading materials as supplementary resources for eighth-grade students at an Islamic junior high school in Jambi. Utilizing the ADDIE model comprising Analysis, Design, Development, Implementation, and Evaluation stages the study followed a research and development approach. Data were gathered through expert validations, teacher evaluations, and student try-outs using both qualitative and quantitative methods. The material expert scored the product at 75%, suggesting content restructuring, while the media expert rated it at 94.44%, recommending visual improvements. The one-to-one teacher trial resulted in a 94.64% score, emphasizing pedagogical clarity and linguistic accuracy. Finally, student responses during the small group trial indicated a 90.8% satisfaction level, reflecting positive user engagement. The results confirm the worksheet's validity and effectiveness in enhancing reading skills, making it a relevant and implementable instructional tool in English language learning contexts.Roza AnggrainiSaharudinSri Wachyunni
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2025-05-252025-05-2521722010.37034/infeb.v7i2.1126Restructuring for Sustainability: How Organizational Culture Drives Green Strategic Initiatives
https://infeb.org/index.php/infeb/article/view/1132
Organizational restructuring for sustainability is increasingly recognized as a strategic imperative rather than a compliance-driven adjustment. This study employs a Systematic Literature Review (SLR) using the PRISMA framework to analyze peer-reviewed research from Scopus, Web of Science, and ScienceDirect, focusing on publications between 2015 and 2025. The findings emphasize that organizational culture acts as a catalyst in sustainability transitions, influencing leadership effectiveness, employee engagement, and the adaptability of structural changes. Companies that integrate environmental values into their corporate culture demonstrate higher success rates in implementing green strategies, while cultural resistance often impedes restructuring efforts. Leadership plays a crucial role in shaping sustainable practices by fostering ecological responsibility and guiding transformation processes. The study underscores the importance of aligning cultural frameworks with structural adaptations to ensure long-term sustainability success. Future research should focus on empirical validation, particularly in assessing the role of mid-level leadership in executing sustainability strategies.Eko Tama Putra SaratianTaufik AkbarSuparnoSaparuddin Mukhtar
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2025-05-252025-05-2522122510.37034/infeb.v7i2.1132The Impact of Artificial Intelligence Implementation on Business Ethics in Corporate Decision-Making
https://infeb.org/index.php/infeb/article/view/1127
The integration of artificial intelligence into corporate decision-making processes has introduced complex ethical challenges that demand urgent scholarly and practical attention. This study explores how AI implementation influences business ethics across five key dimensions: algorithmic bias, transparency, responsibility diffusion, privacy, and human autonomy. Employing a qualitative research design, data were collected through in-depth interviews with 25 executives and ethics officers from multinational corporations across diverse sectors. Thematic analysis revealed widespread concerns about the opacity of AI systems, ethical disengagement, and the absence of clear accountability structures. Although some organizations have begun adopting ethical AI governance frameworks, the effectiveness of these measures varies significantly, with many efforts remaining reactive and fragmented. The findings highlight a critical gap between ethical aspirations and organizational realities, emphasizing the need for systemic reforms that embed ethics into the design, deployment, and oversight of AI technologies. This study contributes to the growing body of literature on AI ethics by offering empirical insights and actionable implications for policy, leadership, and future research.Rahmi Rachmawati SariNurhaeni SikkiFitri ChintiyaniKinanti Vionanda PusparaniLiska Zahara PutriYulia Puspita SariLeni Nuraeni HRJeanne Nurtami DepiNurul Fitria Nasution
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2025-05-272025-05-2722623110.37034/infeb.v7i2.1127Keys to Becoming a Great Lecturer: Motivation, Competency, and Discipline
https://infeb.org/index.php/infeb/article/view/1136
This study explores how motivation, competency, and work discipline interact to influence lecturer performance at STP Bandung. Using a quantitative approach, data were collected via structured surveys of full-time lecturers. Path analysis revealed that motivation enhances engagement, competency ensures expertise, and work discipline maintains consistency, together accounting for about 80% of the variance in lecturer performance. These findings highlight the importance of a comprehensive lecturer development strategy that integrates recognition-driven motivation, ongoing professional development, and balanced disciplinary frameworks. Practical recommendations include implementing performance-based incentives, establishing structured training programs, promoting participatory governance, and adopting adaptive technologies. Collectively, these initiatives aim to cultivate lecturers who are empowered, skilled, and fully engaged in advancing academic excellence.Erwin Setiawan
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2025-05-302025-05-3023223610.37034/infeb.v7i2.1136Manajemen Operasional: Perencanaan Rekrutmen Sumber Daya Manusia untuk Meningkatkan Mutu Pelayanan PT. Bank Rakyat Indonesia, Tbk
https://infeb.org/index.php/infeb/article/view/1137
This study aims to analyze human resource recruitment planning to improve the quality of banking services at PT. Bank Rakyat Indonesia, Tbk. This research uses interviews with employees at PT. Bank Rakyat Indonesia, Tbk to gather information regarding human resource planning, recruitment processes, and the factors affecting the quality of human resources within the company. The results of the study indicate that a well-structured human resource planning process is crucial for the company to meet the staffing needs of vacant positions. The recruitment process at Bank BRI involves several stages, including job analysis, selection, interviews, psychological tests, and medical exams. Additionally, the company utilizes both internal and external recruitment sources to obtain qualified labor. The main challenge in human resource management is the varying educational backgrounds of employees, which are not always focused on economics or banking, posing a challenge to increasing productivity and banking-related knowledge. As a solution, Bank BRI provides training and development programs to enhance employee competencies in banking. With a structured and effective recruitment plan, PT. Bank Rakyat Indonesia, Tbk can build a competent workforce, ultimately leading to improved service quality and customer satisfaction.HerlinaDonly Wance LubisFajri AfrizalVanny Nuari WinandaLusiana
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2025-06-092025-06-0923724310.37034/infeb.v7i2.1137How Education, Financial Literacy, and Planning Affect Financial Management Among MSMEs in Fena Fafan Maluku
https://infeb.org/index.php/infeb/article/view/1156
This study examines the influence of education level, financial literacy, and financial planning on financial management practices among micro, small, and medium enterprises (MSMEs) in Fena Fafan District, South Buru Regency. Using a quantitative approach, data were collected from 31 MSME operators and analyzed using multiple linear regression. The findings reveal that education level and financial literacy do not significantly affect financial management, while financial planning has a strong and positive influence. These results underscore the importance of practical financial behavior over formal education or theoretical knowledge, particularly in geographically isolated and underserved regions. The demographic profile of the respondents, dominated by limited formal education and micro-scale operations, further emphasizes the relevance of applied planning habits. This study contributes to the growing body of research on rural entrepreneurship and highlights the need for context-sensitive financial development programs that prioritize behavior-based interventions over conventional literacy models.Roy Seleky
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2025-06-162025-06-1624425010.37034/infeb.v7i2.1156The Power of Community Marketing: How Brands Are Building Loyal Audiences
https://infeb.org/index.php/infeb/article/view/1133
This study investigates the impact of community marketing on audience loyalty, focusing on the mediating roles of brand trust and customer engagement. Utilizing a quantitative research design, data were collected through an online survey and analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The results reveal that community marketing has a significant direct effect on audience loyalty, while also exerting indirect influence through brand trust and customer engagement. Both mediators were found to significantly strengthen the relationship between community marketing and audience loyalty, with customer engagement showing a particularly strong mediating effect. These findings contribute to a deeper understanding of how community-oriented strategies foster trust, increase active participation, and ultimately build lasting consumer loyalty. The study provides theoretical and practical implications for marketers aiming to develop sustainable, relationship-based brand strategies in the digital era.Alvin Lesmana
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2025-06-222025-06-2225125610.37034/infeb.v7i2.1133Analisis Hubungan Simultan Pertumbuhan Ekonomi, Pendidikan, dan Pengangguran terhadap Kemiskinan Sumatera Barat
https://infeb.org/index.php/infeb/article/view/1166
In 2023, the percentage of poverty in the Province of Sumatra increased from the previous year to 5.95%, which reflects the unequal distribution of economic growth and access to basic services in this area. This study aims to analyze the simultaneous effect of economic growth, education, and unemployment rates on poverty in 19 districts/cities in West Sumatra during the period 2014–2023. The method used is a quantitative approach with the Panel Vector Error Correction Model (PVECM) which allows the identification of short-term and long-term relationships between variables. The results of the study show that in the long term education has a negative and significant effect on poverty, meaning that improving the quality of education can reduce poverty levels, while economic growth has a positive and significant effect on poverty in West Sumatra, and unemployment in the long term does not have a significant effect on poverty. In the short term, the education and unemployment variables do not have a significant effect on poverty, while economic growth in lag 1 has a negative and significant effect on poverty and a positive effect on poverty in lag 2.M. Asyrafi HadiFery Andrianus
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2025-06-222025-06-2225726210.37034/infeb.v7i2.1166Analysis of Factors Affecting Profitability of Bank Book IV Period 2017-2019
https://infeb.org/index.php/infeb/article/view/1169
Bank profitability remains a research topic without a common consensus. This study aims to identify and examine the factors that affect bank profitability. The subject of this research is banks classified as BUKU IV. Five commercial banks classified under BUKU IV were selected as the sample, with monthly observations from 2017 to 2019. The research hypotheses were tested by using panel data regression analysis with fixed effect. The results of the indicate that cost efficiency, interest rates, and exchange rates affect profitability; while credit risk, liquidity risk, capital strength, and inflation have no statistical effect.Emma Oktavia FathonahDimas Angga Negoro
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2025-06-232025-06-2326326910.37034/infeb.v7i2.1169Penilaian Risiko Keamanan Informasi Pusat Data pada Instansi XYZ
https://infeb.org/index.php/infeb/article/view/1160
Information security is a critical aspect of protecting an organization's essential assets, including data centers that store and process sensitive information. The XYZ Agency, responsible for managing public finances, places a high priority on maintaining data confidentiality, integrity, and availability. Therefore, improving information security needs to be done through a risk assessment of assets located in the XYZ Agency Data Center. This research aims to evaluate information security risks at the XYZ Agency Data Center using the ISO 27005:2018 and NIST SP 800-30 frameworks. The assessment was performed through qualitative analysis involving interviews, internal document review, and observation. The findings revealed 111 identified risks, categorized as 48 very low risks, 50 low risks, 9 medium risks, and 4 high risks. Among these, 13 risks 4 high risks and 9 medium risks require mitigation. Mitigation efforts should prioritize seven data center assets with medium and high risks, namely application server assets, database servers, virtual host servers, agency service applications, agency service data, virtual server staffing applications, and staffing applications.Helsha Zania ArtieMuhammad HilmanSetiadi Yazid
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2025-06-282025-06-2827027610.37034/infeb.v7i2.1160Leadership 4.0: How Transformational Leadership Shapes Employee Engagement in the Era of Industry 5.0
https://infeb.org/index.php/infeb/article/view/1139
In the era of Industry 5.0, where human-centric innovation and advanced technologies intersect, leadership plays a critical role in shaping sustainable employee engagement. This study explores how transformational leadership—through its core dimensions of inspirational motivation, individualized consideration, intellectual stimulation, and idealized influence—drives engagement in digitally augmented work environments. Using a qualitative research design, data were collected through semi-structured interviews with 15 professionals across technology-intensive organizations. Thematic analysis revealed that transformational leaders foster emotional resonance, developmental support, and cognitive challenge, which are essential for engagement in hybrid and AI-integrated workplaces. Additionally, the digital context emerged as a moderating layer that influences the effectiveness of leadership behaviors. The findings suggest that Leadership 4.0, when grounded in transformational principles, serves as a strategic enabler for building trust, innovation, and resilience among employees. This study contributes to leadership theory in the context of Industry 5.0 and provides practical insights for organizations seeking to enhance workforce engagement through empathetic and adaptive leadership.Elok Cahyaning PratiwiFajar PurwantoMochamad Irfan
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2025-06-282025-06-2827728110.37034/infeb.v7i2.1139Faktor Penentu Keberhasilan Proyek KPBU Penerangan Jalan Umum: Studi Komparatif antara Kabupaten Dharmasraya dan Kabupaten Sijunjung
https://infeb.org/index.php/infeb/article/view/1170
This study aims to analyze the critical success factors of Public-Private Partnership projects in the provision of Public Street Lighting infrastructure through a comparative case study in Dharmasraya and Sijunjung Regencies, West Sumatra Province. The research method employed is causal-comparative with a quantitative approach, utilizing questionnaires, interviews, and documentation involving stakeholders in the PPP projects. Data analysis was conducted using a paired t-test to examine differences in perceptions between the two regencies across 18 success factor variables. The results show that Dharmasraya Regency demonstrated a higher level of success in implementing the PPP PJU project compared to Sijunjung, particularly in aspects such as government commitment, political support, accountability, delegation of authority, and public support. Meanwhile, several factors such as lighting efficiency, clarity of cooperation agreements, and project feasibility did not show significant differences between the regions. These findings highlight the importance of institutional, social, and political support in ensuring the success of PPP projects at the local level. The study recommends enhancing the capacity of PPP project teams and strengthening budgetary commitments in each region as strategic steps to improve the effectiveness of similar future projects.Deny KurniawanFirwan TanZulkifli N
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2025-06-302025-06-3028229110.37034/infeb.v7i2.1170