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Komparasi Tingkat Kesehatan Bank Syariah dan Bank Konvensional dengan Pendekatan Risiko

Fahmi Alif Firmansyah UIN Maulana Malik Ibrahim Esy Nur Aisyah UIN Maulana Malik Ibrahim DOI: https://doi.org/10.37034/infeb.v5i4.717 Keywords: Risk-Based Bank Rating, Sharia Bank, Conventional Bank, Credit Risk, Liquidity Risk Abstract This research aims to find out how the health level of Sharia Banks and Conventional Banks compares using the Risk-Based Bank Rating (RBBR) method. This research is quantitative research with comparative methods. This research data uses secondary data taken from the Bank Indonesia website. This research data analysis uses comparative quantitative statistics. The total sample is 10 banks consisting of 5 sharia banks and 5 conventional banks. The research results show that there is a significant (real) difference between the average value of credit risk in Islamic banks and conventional banks. There is no significant (real) difference between the average value of liquidity risk in Islamic banks and conventional banks. There is a significant (real) difference between the average Return on Asset (ROA) value for Islamic banks and conventional banks. There is no significant (real) difference between the average Net Interest Margin (NIM) value of Islamic banks and conventional banks. There is a significant (real) difference between the average Capital Adequacy Ratio (CAR) value for Islamic banks and conventional banks. Downloads Download data is not yet available. References Muchda, M. W. (2014). Pengalihan Tugas Pengaturan Dan Pengawasan Perbankan Dari Bank Indonesia Kepada Otoritas Jasa Keuangan Berdasarkan Undang-Undang Nomor 21 Tahun 2011 Tentang Otoritas Jasa Keuangan. Ekonomi, 22, 76. DOI: https://doi.org/10.31258/je.22.2.p.75-92 . Sudarmono, N. M. (2023). Adaptasi Regulasi Persaingan Usaha dalam Bidang Perbankan Digital. Jurnal Studia Legalia : Jurnal Ilmu Hukum, 4(1), 1–23. DOI: https://doi.org/10.61084/jsl.v4i01.65 . Fatinah, L. (2021). 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DOWNLOAD Published 2023-12-31 Issue Vol. 5, No. 4 (December 2023) Section Articles How to Cite Firmansyah, F. A., & Aisyah, E. N. (2023). Komparasi Tingkat Kesehatan Bank Syariah dan Bank Konvensional dengan Pendekatan Risiko. Jurnal Informatika Ekonomi Bisnis, 5(4), 1283-1288. https://doi.org/10.37034/infeb.v5i4.717 ACM ACS APA ABNT Chicago Harvard IEEE MLA Turabian Vancouver Download Citation Endnote/Zotero/Mendeley (RIS) BibTeX This work is licensed under a Creative Commons Attribution 4.0 International License.

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