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Pengembangan Model Bisnis Layanan Mobile Banking PT. Bank Nagari menggunakan Business Model Canvas

  • Maharani Adilla
    Magister Manajemen, Fakultas Ekonomi dan Bisnis Universitas Andalas

  • Hafiz Rahman
    Fakultas Ekonomi dan Bisnis Universitas Andalas

  • Ma’ruf
    Fakultas Ekonomi dan Bisnis Universitas Andalas


DOI: https://doi.org/10.37034/infeb.v5i2.562
Keywords: Business Model, Business Model Canvas, Mobile Banking, Banking, Digital Transformation

Abstract

Digital transformation has changed the pattern of transactions in society, thus encouraging banks to make digital-based services part of their business strategy. This encourages increased competition in the financial services industry. For that, PT. Bank Nagari needs to identify and develop a business model so that Nagari Mobile Banking services can become a competitive advantage. Where, a good understanding of the business environment will enable companies to evaluate or even develop potential business models going forward. The Business Model Canvas is a business model mapping method that can provide an overview of how a company is able to provide value (value proposition) for its customers. This business model framework consists of 9 (nine) key elements, namely Customer Segments, Value Propositions, Channels, Customer Relationships, Revenue Streams, Key Resources, Key Activities, Key Partnerships, and Cost Structure. The results showed that the Nagari Mobile Banking service needed to develop the Value Proposition, Customer Relationship, Customer Segment, Channel, Key Activities, Key Partners, and Key Resources blocks, while the Cost Structure and Revenue Streams blocks did not experience development.

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Published
2023-06-30
Issue
Vol. 5, No. 2 (June 2023)
Section
Articles
How to Cite
Adilla, M., Rahman, H., & Ma’ruf. (2023). Pengembangan Model Bisnis Layanan Mobile Banking PT. Bank Nagari menggunakan Business Model Canvas. Jurnal Informatika Ekonomi Bisnis, 5(2), 606-613. https://doi.org/10.37034/infeb.v5i2.562
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