Page Header Logo

Cover Page

Journal Content
Browse
  • By Issue
  • By Author
Information
  • For Readers
  • For Authors
  • For Librarians
Current Issue
Atom logo
RSS2 logo
RSS1 logo
  • About the Journal
  • Aims and Scope
  • Submission
  • Author Guidelines
  • Review Process
  • Privacy Statement
  • Article Processing charges
  • Publication Ethics
  • Open Access
  • Copyright and License
  • Archive Policy
  • Plagiarism Policy

Template Cover Page Cover Page
Similarity Checker

Cover Page

Member of

Cover Page

Statistics


Flag Counter

  • Home
  • Current
  • Announcement
  • Archive
  • Editorial Team
  • Reviewers
  • Contact us
  • Search
Home > Articles

Denda dalam Pembiayaan Bai’ Bitsaman Ajil Menurut Perspektif Fiqh Muamalah

  • Andi Athifah Amalia Achruh
    Fakultas Bisnis dan Ekonomika, Universitas Islam Indonesia


DOI: https://doi.org/10.37034/infeb.v5i2.249
Keywords: BBA, Fines, Financing, Perspective of Fiqh, Ba'I

Abstract

Bai' Bitsaman Ajil is a ba'I (sale and purchase) transaction in which the bank is the seller and the customer is the buyer. BBA is a sale and purchase transaction of services or goods where the original price is added to the profit submitted and the nominal is agreed between the buyer and the seller. This study aims to further discuss Fine in Financing Bai' Bitsaman Ajil according to the Fiqh Muamalah Perspective. This study uses descriptive qualitative methods to describe events (phenomena) or conditions of the observed object. The application of fines to BBA transactions can be carried out but with the aim of protecting the rights of financiers and according to the DSN-MUI fatwa Number 17/DSNMUI/IX/2000 concerning penalties in the form of fines for financing recipients who are able but delay or take time to fulfill their obligations.

Downloads

Download data is not yet available.

References

Albanjari, F. R., & Subagyo, R. (2019). Penerapan Sanksi Denda pada Pembiayaan Bai’ Bitsaman Ajil di Baitul Maal Wat Tamwil (BMT) Pahlawan Tulungagung atas Keterlambatan dalam Pembayaran Angsuran. JMK (Jurnal Manajemen Dan Kewirausahaan), 4(3), 221. DOI: https://doi.org/10.32503/jmk.v4i3.595 .

Amri, A. (2019). Denda dalam Bai’ Bitsaman Ajil Menurut Fiqih dan Fatwa Dewan Syariah Nasional (DSN). Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe), 3(1), 56–74. DOI: https://doi.org/10.52490/jeskape.v3i1.440 .

Nurmusyahidah, N., Hamid, A., & Famauri, A. T. (2019). Problematic Financing Fine in Indonesian Ulema Council Perspective. International Journal of Multicultural and Multireligious Understanding, 6(5), 241. DOI: https://doi.org/10.18415/ijmmu.v6i5.1075 .

Sari, R. A., & Zaki, I. (2020). Kesesuaian Akad Murabahah Dengan Pembiayaan Kepemilikan Rumah Bank Jatim Unit Usaha Syariah. Jurnal Ekonomi Syariah Teori Dan Terapan, 6(6), 1259. DOI: https://doi.org/10.20473/vol6iss20196pp1259-1271 .

Marta Saputra, F., & Faniyah, I. (2021). Restrukturisasi Kredit Kendaraan Bermotor Perusahaan Pembiayaan Akibat Situasi Pandemic Covid-19. UNES Law Review, 4(2), 198–206. DOI: https://doi.org/10.31933/unesrev.v4i2.226 .

Sigit, P., Saepudin, A., Bahri, S., & Purnama, Y. (2021). Implementasi Denda Pada Akad Murabahah Dalam Perspektif Ekonomi Syariah Di BMT Purwakarta Amanah Sejahtera (PAS). Eksisbank: Ekonomi Syariah dan Bisnis Perbankan, 5(1), 131–146. DOI: https://doi.org/10.37726/ee.v5i1.113 .

Chattha, M. K., & Hyder, M. (2019). China-Pakistan Economic Corridor: Where is the money going?. Journal of Infrastructure, Policy and Development, 3(1), 100–114. DOI: https://doi.org/10.24294/jipd.v3i1.1117 .

Said Syah, F. A. (2022). Financing Restructuring Effort to Handle Problem Financing During in the Pandemic Time Covid-19 at PT. Bank Sumut Syariah Kantor Cabang Pematang Siantar. Al-Kharaj: Journal of Islamic Economic and Business, 4(1), 55–65. DOI: https://doi.org/10.24256/kharaj.v4i1.2133 .

Evans, R. B., Kraeussl, R., Matos, P., & Spaenjers, C. (2021). The Fine Art of Financing: The Jpmorgan Private Bank and Lending Against Art. SSRN Electronic Journal. DOI: https://doi.org/10.2139/ssrn.2974588 .

Magni, C. A., Marchioni, A., & Baschieri, D. (2022). Impact of financing and payout policy on the economic profitability of solar photovoltaic plants. International Journal of Production Economics, 244. DOI: https://doi.org/10.1016/j.ijpe.2021.108338 .

Mustafa, M. A. (2020). The Penetapan Denda Terhadap Pembiayaan Bermasalah Pada Perbankan Syariah. At-Tijarah: Jurnal Penelitian Keuangan dan Perbankan Syariah, 2(2), 159–175. DOI: https://doi.org/10.52490/at-tijarah.v2i2.914 .

Bai, M., Li, S., Xu, L., & Yu, C. F. (Jeffrey). (2022). How do Overconfident Ceos Respond To Regulation Fair Disclosure? Evidence from Financial Report Readability. Finance Research Letters, 50. DOI: https://doi.org/10.1016/j.frl.2022.103349 .

Surepno, S., & Inayah, N. (2022). Analisis Kesesuaian Perlakuan Akuntansi Murabahah Berdasarkan PSAK 102 di BMT Usaha Artha Sejahtera. Al-Mal: Jurnal Akuntansi dan Keuangan Islam, 3(1), 1–13. DOI: https://doi.org/10.24042/al-mal.v3i1.10812 .

Prisznyák, A. (2022). Bankrobotics: Artificial Intelligence and Machine Learning Powered Banking Risk Management Prevention of Money Laundering and Terrorist Financing. Public Finance Quarterly, 67(2), 288–303. DOI: https://doi.org/10.35551/PFQ_2022_2_8 .

Sartika, M. B., & Fithria, A. (2021). Analisis Perlakuan Akuntansi Syariah Pada Produk Pembiayaan di BMT Batik Mataram Yogyakarta. Jurnal REKSA: Rekayasa Keuangan, Syariah dan Audit, 8(1), 31. DOI: https://doi.org/10.12928/j.reksa.v8i1.3802 .

Pohribna, N., Petlenko, Y., Chervinska, T., & Kharlamova, G. (2022). Hybridization of financing as a transition strategy to transparent, accountable, and efficient university management: The case of Ukraine. Problems and Perspectives in Management, 20(1), 164–176. DOI: https://doi.org/10.21511/ppm.20(1).2022.15 .

Zhou, D. (2021). Image Recognition Of Pledges of Capital Stock In Small- and Medium-Sized Enterprises Based on Partial Differential Equations. Advances in Mathematical Physics, 2021. DOI: https://doi.org/10.1155/2021/6548344 .

Huda, S., & Isnandar, F. R. (2020). Analisis Mitigasi Risiko Pada Pembiayaan Mudharabah di PT. Bank Syariah Mandiri. MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah), 11(1), 55–67. DOI: https://doi.org/10.33558/maslahah.v11i1.2760 .

Paramansyah, A., Abdillah, I., & Damayanthi, D. (2020). Implementasi Akad Ba’i Istishna dan Ba’i Taqsith Pada Pembiayaan Kepemilikan Rumah (Non Bank) di Perumahan Islami Indonesia. Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, 3(1), 72–87. DOI: https://doi.org/10.47467/alkharaj.v3i1.189 .

Sadique, M. A. (2015). Application of Profit and Loss Sharing Modes In Trade Financing for Small-Scale Businesses: An Alternative To Debt Based Financing. IIUM Law Journal, 23(1). DOI: https://doi.org/10.31436/iiumlj.v23i1.165 .

Download
Published
2023-06-30
Issue
Vol. 5, No. 2 (June 2023)
Section
Articles
How to Cite
Achruh, A. A. A. (2023). Denda dalam Pembiayaan Bai’ Bitsaman Ajil Menurut Perspektif Fiqh Muamalah. Jurnal Informatika Ekonomi Bisnis, 5(2), 488-492. https://doi.org/10.37034/infeb.v5i2.249
  • ACM
  • ACS
  • APA
  • ABNT
  • Chicago
  • Harvard
  • IEEE
  • MLA
  • Turabian
  • Vancouver
Download Citation
  • Endnote/Zotero/Mendeley (RIS)
  • BibTeX
Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.



Indexing and Abstractions:

Published:

       Creative Commons License
       This work is licensed under a Creative Commons Attribution 4.0 International Public License (CC BY 4.0).